WHY LUX CREDIT MANAGEMENT? About Us & Our Company

CREDIT REPORT F.A.Q.: Learn About Your Rights

Our Services

Collections and Charged-Offs

What will this cost me?

How Does the Service Work?

The Fair Credit Reporting Act (FCRA) - your right to accurate credit reporting. Ever since the FCRA made credit repair possible, abusive creditors have been working to make it complicated and difficult. We aim to make restoring your credit as simple a process as possible. We will work with your creditors and the credit bureaus to remove derogatory records from your credit history by mail and by phone.

Here are the 7 easy steps to raise your credit score:

	STEP 1: CONTACT US FOR YOUR FREE CONSULTATION Call us and speak to a member of our staff about what you can do to raise your score and what we can do to raise your score. This call is obligation free and will leave you with invaluable knowledge.

	STEP 2: SIGN UP - COMPLETE OUR RETAINER PACKET If you decide to retain our services to raise your credit score, simply fill out our retainer packet, hiring us to fulfill your credit needs. We will also need verification of your address and social security information. At this time, you will receive information so you may login to your account at any time and view a report of our most current progress.

	STEP 3: SEND US YOUR 3-IN-1 CREDIT REPORT AND DOCUMENTS After signing up, you will begin by forwarding to us your credit reports from the three major credit bureaus. We will also need verification of your address and social security information.

	STEP 4: SELECT ITEMS TO DISPUTE Once your credit reports are received, our staff enters the information into our database. We assist you with selecting suspicious items in your credit history and after that apply our legal methods in effort to make those items disappear from your record.

	STEP 5: FORWARD ALL YOUR UPDATES AND LETTERS On a monthly basis, you will receive updates from the credit bureaus on the progress of our dealings with them. You will have to mail these updates to us for our records after making copies for yourself. It is important to forward each updated report to us so we can track which items were deleted.

	STEP 6: SEE YOUR SCORE GET RAISED Your credit score should begin improving within the first 35 days of receipt of our services. We will continue to work on your file for 6 months.

	STEP 7: CLOSE OUT AND ENJOY YOUR FREEDOM! After six months, you will receive a call from your credit advisor will review your file together. You will also be given additional advice on what you can do to continue raising your credit score for long-term results.