The question for most of our customers should be:

"How much can this save me?"

We have programs attached to this site which can show you how much interest can be saved. Unfortunately, the people who have a hard time paying always seem to be the people paying the higher interest rates, while those with perfect credit pay the least. We have turned that around for a lot of people who would normally have been a victim of high interest rates. Some have paid as much as 34% interest!!!!!

Our fees run anywhere from a few hundred dollars to a few thousand dollars, depending on your situation and the time frame that the accounts in question need to be removed. Customer satisfaction and personal service is first and foremost.  

We make sure that everyone gets a fair shake and will always be the most affordable and competitive while still providing you with the personal touch that you deserve as a consumer.

Call us or email us any time and we will assess the situation and work out the necessary details. Let us show you how easy it is to do business with Lux credit management.

We have built this company primarily from referrals. So we not only see you as a valued customer, but also as a referral partner. We want to take care of your business associates, friends, and relatives and give them the same great service that we provided for you.

Simply call or email and on of our credit managers will be in touch with you in a very timely manner.

We realize you have an agenda, and time is money!