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Adding Positive Points to Credit Score with Un-secured Credit Cards:

Discover the most powerful Credit Secret that can BOOST
your Score faster than haggling with the credit bureaus.


This is one credit secret you CAN'T AFFORD NOT TO KNOW!

The only thing more effective at bumping your credit score up than getting negative accounts removed is - getting positive accounts ADDED!

No. Not joint authorized user accounts. Starting September 2007, the newest version of the FICO® formula will ignore all authorized user information when computing scores. The company that created FICO®, Fair Isaac, changed the formula after learning that some credit repair companies were "buying" authorized user slots on the credit cards of people with good scores and "renting" those slots to strangers with bad credit to quickly boost their scores.

That's why it is so important NOW to ADD real PRIMARY unsecured-revolving credit lines to your credit file!

If you've never had credit in your own name, it can be difficult to get a car loan or credit card. Of course, when your credit is not perfect, no one wants to give you credit either. Having no credit history can be as much of a problem as having a
bad credit history.

What a catch 22... UNTIL NOW!

Now there's a way around it! A way you can get $5,000 or even $10,000 of unsecured credit reported monthly on your credit file- NO MATTER YOUR CREDIT HISTORY!

Quick increases to your Credit Score are particularly important for score driven processes such as mortgage and auto loan applications. While you can be approved for either with a poor score, typically, the lower your FICO� score, the
higher your interest rate. Over the life of a loan the slightest increase in interest can amount to literally thousands of dollars. This is why it is advantageous to boost your FICO� scores as much as possible prior to shopping for a mortgage or auto loan.

You are NOT POWERLESS when it comes to your score!

It is largely a myth that having no credit, bad credit, or a bankruptcy on your credit report will prevent you from being approved for large lines of credit. There are too many companies in business to make a profit who are willing to extend you credit for a price. This win-win situation is how you can get the credit you need to boost your score. You just need to know where to look- and which offer is the best for you!

For starters, acknowledge that you may have to pay a little extra to get a new start with your credit. This is ok, though. Remember, they are taking a risk on you. All they know about you is either:

a) you have never proven that you are credit worthy, or
b) you have had credit difficulties in the past, or
c) that you just wiped away a bunch of debt from companies just like them by declaring bankruptcy.

Fear of not being approved for credit should not be the reason that stops you from doing what will help you and your family get the peace of mind you deserve. Let them have their reassurances (but reasonably, of course). But know this- Applying for credit with a company willing to extend you credit lines up to $10,000- is worth every penny you spend!

Be cautious though! It is critical that you only apply for a card where you will meet the minimum requirements.

That part is easy- when you find a company that offers the following on up to a $10,000 unsecured revolving credit account:

  • No Minimum Monthly Income Requirements
  • No Employment Verification
  • No Credit Check (means NO HARD IQUIRY- so no initial loss of points!)
  • No co-signer
  • In or out of Bankruptcy OK


That's right! Qualifying under the above circumstances is virtually guaranteed!

Best of all, your new unsecured credit line is reported to multiple credit bureaus as either a $5,000, or $10,000 account. In fact, it looks like any other unsecured revolving account!

Here's how it works- (Here's the catch- but one well worth it!)

While the company charges 0% Interest, No membership Fees & No application Fees- they do require their customers to complete a minimum purchase in their online store in order to apply for one of their Credit Accounts.

For example: If you select the $5,000 line of credit, you must purchase $295 in merchandise. HOWEVER- Once you have completed your application, you will be able to select and download all of your purchases equal to the full amount required for the credit limit! Much better than paying a processing/membership/application fee!

THAT'S IT! It's Just that SIMPLE!

Here's a breakdown of all the accounts they offer:

Line Of
Credit
In-store Cash
Purchase Required
+ In-store Purchase
on New Credit
Required
=

Total
Transaction
& Commitment

up to $5,000 $195 + $100 = $295.00
up to $10,000 $495 + $200 = $695.00

Still not certain this is the right card for you? There are three powerful things that happen when you acquire one of these credit lines. Most people have no idea the incredible benefits they are missing out on so I will explain them here.

Benefits you DON'T want to Miss Out on!

1.) Instant INCREASE in your HIGH Credit Limit.

Did you know that much of your credit worthiness is based upon your "HIGH CREDIT" limit? This is the total amount of unsecured revolving accounts you currently have. If you have only $5,000 in HIGH CREDIT what do you think will happen when you ADD $10,000 of INSTANT High Credit overnight? That's right. You just TRIPLED Your High Credit Limit from $5,000 to $15,000! (To presume this will give you a slight boost in credit worthiness would be an understatement).

2.) Instant DECREASE in your Debt to Credit Ratio.

A huge factor that is hurting people on the credit score front right now can be summed up into just four words "DEBT TO CREDIT RATIO". If you're in debt like most Americans are, your DEBT TO CREDIT RATIO is probably killing you (not too mention your credit score). For example, if you've got a High Credit Limit of $5,000 but owe $4,000, your debt to credit Ratio is 80%! This shows you potential lenders you can't manage credit wisely.

The worst part of all is that you're trapped. With an 80% DEBT TO CREDIT RATIO you need more High Credit to bring it down but you've got just one problem - NO ONE WILL GIVE IT TO YOU!

Until Now.

What do you think happens when you add $10,000 of INSTANT High Credit to your profile? You got it. BOOM! You go from $5,000 in High Credit to $15,000 in High Credit Overnight! More importantly, your DEBT TO CREDIT RATIO will instantly go from 80% down to 27% Overnight! (NOT A MISPRINT - $4,000 of debt with $15,000 in high credit is only 27%).

Are you starting to get this yet? GOOD!

3.) INSTANTLY More Favorable Profile to Receive Additional Pre-Approved Credit Offers.

Now this is what it's all about. The key to building credit fast is to get your report looking good enough that lenders start renting your name and information from the credit bureaus to send you pre-approved offers.

Question: When are you going to receive more pre approved credit offers in the mail?

When you have:

A.) $5,000 in HIGH CREDIT with an 80% Debt to Credit Ratio?

Or

B.) $15,000 in HIGH CREDIT with only a 27% Debt to Credit Ratio?

No Application Fee ! No Membership Fee! No Security Deposit! No Interest!



Apply Now for Unsecured Credit Cards 

GUARANTEED APPROVAL!

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